At AOPA Finance, we’re simplifying the aircraft financing process with low-document programs—designed to make buying your airplane faster and easier.

These programs offer the same competitive aircraft loan rates and terms—but require minimal paperwork. In most cases, we only need to gather the application, photo ID, and bank statements. Unlike traditional aircraft loans, there’s no need for full tax returns or detailed financial disclosures.

Who Qualifies for Low-Doc Aircraft Financing?

  • Strong income and liquidity (cash or non-retirement investments)
  • Excellent credit history, typically with scores in the mid-700s or higher

These programs are currently limited to piston aircraft purchases only. The aircraft and loan amount must meet program requirements. Refinances, upgrades and overhaul financing will require additional documentation.

Simplify Your Aircraft Loan Process

If you’re a financially strong buyer looking to avoid the paperwork of a traditional aircraft loan, a low-doc program could be your path to aircraft ownership.

Let AOPA Finance guide you through your options and match you with the best lender for your needs.

Call AOPA Finance at 800.627.5263 or request a quote using the button below to see how easy your next aircraft purchase can be.